Insurance Policies | Health, Auto, Life, Property

What is TruStage?

TruStage^TM is insurance the credit union way. TruStage products and programs are made available through TruStage Insurance Agency and offered only to credit union members.

Today, more than 15 million members rely on TruStage for our products, programs, services, expertise and experience. With a commitment to dependability and a members-first philosophy, we help you protect what matters most.

Affordable health insurance made easy.

If you need health insurance, we’ll help you find it! The TruStage Health Insurance Program puts the expertise of GoHealth at your fingertips. GoHealth Advisors can help you find the right plan for you and your family.

GoHealth* is ready to help you compare plans, consider options, get expert advice if you need it and purchase coverage. You can enroll online yourself or work with friendly licensed insurance advisors by phone. From determining which doctors are available to calculating financial assistance and completing your application, GoHealth is ready to help.

*TruStage™ Health Insurance Program is made available through TruStage Insurance Agency, LLC and GoHealth LLC. GoHealth LLC is licensed to sell nationwide and operates in all states with the exception of Rhode Island, Massachusetts, Vermont, Hawaii, Alabama and West Virginia. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

TSH-996588.1-0814-0916

LIFE Insurance

At TruStage we believe hardworking families like yours deserve protection from unexpected financial hardship.

That’s why TruStage developed a full range of life insurance products, designed to work comfortably within your budget. Life insurance doesn’t have to be complicated. TruStage will walk you through your options and help make sense of the benefits and tradeoffs. The fact is, life insurance is one of the greatest gifts you can give your family—and you can begin today!

TruStage™ life insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

Like other insurance, TruStage life insurance policies contain specific limitations, exclusions, termination provisions and requirements for keeping them in force. Please contact us for complete details.

DTCG-959179 1-0714-0816

Accidental Death and Dismemberment Coverage

Guaranteed acceptance, no medical questions and you can apply online.

As a benefit of Charter Oak Federal Credit Union membership, you automatically qualify for no-cost AD&D coverage. To activate your coverage, click on the banner above and complete the application form. In addition to your no-cost coverage, you can also strengthen your AD&D coverage at a price that may be more affordable than you think. In fact, it’s about $10 a month for every $100,000 in additional coverage. TruStage AD&D is underwritten by CMFG Life Insurance Company.

TruStage™ accidental death & dismemberment insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

ADD-959173 1-0714-0816

Auto Insurance

Your car’s most important accessory doesn’t come from your dealer.

None of your car’s accessories is more important than the insurance policy that covers it. With discounts for Charter Oak Federal Credit Union membership, the TruStage Auto & Home Insurance Program could save you money. Working with big-name companies we’ve carefully selected, you can expect top-notch service and solid value. It’s easy to get a quote and make the switch—even if you’re already covered with another company, you won’t lose a penny. Isn’t it time for car insurance the credit union way?

TruStage™ Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. *Figure reflects average national savings for customers who switched to the TruStage Auto Insurance Program. Based on data collected between 9/1/2012 and 8/31/2013. Individual premiums and savings will vary.

MAH-0213-40ED

Property Insurance

Charter Oak Federal Credit Union members get discounted rates through the TruStage Auto & Home Insurance Program.

Your home and other structures on your property will have protection from all kinds of losses. Your possessions will have coverage, as well as any liability claims other people may make. You know why it’s important. But why pay more than you have to?

Get your discounted rate quote from our trusted partner, Liberty Mutual Insurance.