Personal Banking

Charter Oak offers a wide variety of personal banking products & services. When you become a member, our team takes a holistic approach to your banking needs; we don’t just sell you a product or service. Our team will provide you with information, recommendations, and choices to help you build a diversified portfolio and reach your goals. Plus you’ll get clear, reliable help to guide your investing decisions.

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Business Banking

We know how busy you are running your business. At Charter Oak, we want to make your Business Banking experience as convenient and comprehensive as possible, so we’ve developed time-saving banking services so you can devote more of your time to growing your business!

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Loans

We offer a variety of consumer loans to meet your needs. Our low rates and flexible terms on automobile loans help your money go farther, while  our Platinum Visa Cards offer big benefits like great rate options, no annual fee, and Scorecard Rewards points. We also have financing available for debt consolidation, furniture, vacations and other personal purposes. Apply today!

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ENJOY THESE GREAT OFFERS

Savings Accounts

EARN 1.50% APY* ON OUR HSA ACCOUNT

*APY = Annual Percentage Yield Effective November 1, 2020

Auto Loans

AUTO LOAN RATES AS LOW AS 2.74% APR**

**APR = Annual Percentage Rate Effective November 1, 2020

Checking Accounts

EARN 3.00% APY* ON GO CHECKING

*APY = Annual Percentage Yield Effective November 1, 2020

ACCELERATOR MORTGAGE AS LOW AS 2.79%/2.85% APR**

**APR = Annual Percentage Rate Effective November 1, 2020