CHARTER OAK’S AUTO CENTER
It’s Easy to Apply!
Or visit one of our preferred dealers!
Call a Charter Oak representative at 860.446.8085 or 800.962.3237 or visit any Charter Oak Branch.
Vehicle Loans
Pick out the car of your dreams and get convenient, low-cost Charter Oak financing!
New and Used Car Loans | |
---|---|
Model Year | ** Rates As Low As |
2019 & Newer | 2.74% APR* |
2017 – 2018 | 2.74% APR |
2014 – 2016 | 2.74% APR |
2011 – 2013 | 4.49% APR |
2010 | 5.49% APR |
*APR=Annual Percentage Rate. **Your rate may vary depending on your credit history, year of vehicle, and term of loan. The lowest APR assumes that your vehicle meets our underwriting guidelines and you have an excellent credit history.
- Convenient terms to fit your budget
- Guaranteed Asset Protection Insurance (GAP) available
- $25 Rebate for new loans with automatic payment from a Charter Oak account
- Car lease running out? We offer off-lease financing, with great rates and great terms!
Please note:
- Loan to values are based on total amount of funded loan divided by MSRP for new vehicle and NADA Retail for used vehicles.
- Maximum used vehicle mileage: 125,000
- No commercial use vehicles, max GVW 10,000 lbs
- Minimum amount financed for new or used vehicles: $5,000 (except 84 month term)
Find a Preferred Dealer
We have partnered with the dealerships listed below in your neighborhood to offer you a convenient way to purchase a vehicle and get your credit union financing.
DEALER NAME | DEALER ADDRESS | PHONE | WEBSITE |
---|---|---|---|
A.B.C. Automotive | 114 Columbia Ave, Willimantic, CT 06226 | 860.423.3816 | www.abcautollc.com/ |
Antonino Acura | Route 184, 340 Gold Star Hwy, Groton, CT 06340 | 860.448.1299 | www.antoninoacura.com |
Brustolon Buick-GMC | 47 Stonington Westerly Rd, Mystic, CT 06355 | 860.536.2626 | www.brustolon.com |
Capitol Chrysler Dodge Jeep Ram |
1520 W. Main St, Willimantic, CT 06226 | 860.423.4516 | www.capitolcdj.com |
Cardinal Honda |
531 Route 12, Groton, CT 06340 | 860.449.0411 | www.cardinalhonda.com |
Cargill Chevrolet | 23 Livery St, Putnam, CT 06260 | 860.928.6591 | www.cargillchev.com |
Central Ford | 98 Lathrop Rd, Plainfield, CT 06374 | 860.564.4014 | www.centralfordplainfieldct.com |
Central Hyundai | 98 Lathrop Rd, Plainfield, CT 06374 | 860.564.4014 | www.centralhyundaict.com |
Central Mazda | 98 Lathrop Rd, Plainfield, CT 06374 | 860.564.4014 | www.centralmazdact.com |
Central Volkswagen | 98 Lathrop Rd, Plainfield, CT 06374 | 860.564.4014 | www.centralvwct.com |
Charles Toyota-Scion | 500 West Thames St, Norwich, CT 06360 | 860.889.8375 | www.charlestoyota.com |
Columbia Ford | 234 Willimantic Rd, Columbia, CT 06237 | 860.228.2886 | www.columbiaford.com |
Crest Ford | 218 Flanders Rd, Niantic, CT 06357 | 860.739.5403 | www.crestfordofniantic.com |
European Motorcars | 1158 Newfield Street, Middletown, CT 06457 | 860.632.2355 | www.european-motorcars.com |
Falvey’s Motors | 395 West Thames St, Norwich, CT 06360 | 860.889.3371 | www.falveys.com |
Gates GMC-Buick-Nissan | 143 Boston Post Rd, North Windham, CT 06256 | 860.456.0055 | www.gatesgmcnissan.com |
Girard Ford | 450 West Thames St, Norwich, CT 06360 | 855.866.6217 | www.girardford.com |
Girard Nissan | 425 Gold Star Highway, Groton, CT 06340 | 860.448.0050 | www.girardnissan.com |
Girard Toyota BMW of New London | 543 Coleman St, New London, CT 06320 | 860.447.3141 | www.girardtoyota.com |
Grossman Chevrolet Nissan | 300 Middlesex Turnpike, Old Saybrook, CT 06475 | 860.388.5785 | www.grossmanautos.com |
Holmgren Subaru | 3 New Park Ave, Franklin, CT 06254 | 860.889.2651 | www.holmgrensubaru.com |
Longmeadow Automotive | 92 Gary School Rd, Pomfret Center, CT 06259 | 860.928.5363 | www.longmeadowauto.com |
Michael Kia | 421 Route 12, Groton, CT 06340 | 860.449.1242 | www.michaelkiaofgroton.com |
M.J. Sullivan Automotive Corner | 452 Broad Street, New London, CT 06320 | 860.443.8432 | www.mjsullivanauto.com |
Nissan of Norwich | 891 West Thames St, Norwich, CT 06360 | 860.892.6000 | www.nissanofnorwich.com |
Old Saybrook Chrysler, Dodge, Jeep, Ram | 255 Middlesex Turnpike, Old Saybrook, CT 06475 | 860.388.4445 | www.oldsaybrookcdj.com |
Old Saybrook Hyundai | 235 Middlesex Turnpike, Old Saybrook, CT 06475 | 860.577.6030 | www.myoldsaybrookhyundai.com |
Putnam Ford | 3 Park Road, Putnam, CT 06260 | 860.928.2731 | www.putnam-ford.com |
Reynolds Subaru | 268 Hamburg Rd., Lyme, CT 06371 | 860.434.0028 | www.reynoldssubaru.com |
Saybrook Auto Barn | 342 Middlesex Turnpike, Old Saybrook, CT 06475 | 860.388.2886 | www.saybrookautobarn.com |
Scranton Chevrolet of Norwich | 774 W Thames St, Norwich, CT 06360 | 888.232.1431 | www.scrantonchevy.com |
Secor’s Auto Center | 545-575 Broad Street, New London, CT 06320 | 860.442.3232 | www.secorauto.com |
Secor Domestics | 407-409 Broad Street, New London, CT 06320 | 860.443.8335 | www.secorauto.com |
Secor Subaru Inc. | 501 Broad Street, New London, CT 06320 | 860.442.2323 | www.secorauto.com |
TJ Motors | 308 Broad St, New London, CT 06320 | 860.443.6301 | www.tjmotors.com |
Toyota of Colchester | 100 Old Hartford Rd, Colchester, CT 06415 | 860.537.2468 | www.toyotaofcolchester.com |
Troiano Chrysler Jeep Dodge | 435 S Main St., Colchester, CT 06415 | 860.537.2331 | www.troianochryslerjeepdodge.com |
Vachon Chevrolet | 512 Providence Rd., Brooklyn, CT 06234 | 860.774.1100 | www.checkvachonchevy.com |
Vachon Ford | 455 Providence Rd., Brooklyn, CT 06234 | 860.774.3673 | www.vachonford.com |
Vachon GMC Cadillac | 139 Pomfret St., Putnam, CT 06260 | 860.928.6572 | www.checkvachongmc.com/ |
Westbrook Toyota | 80 Flat Rock Place, Westbrook, CT 06498 | 860.388.6991 | www.westbrooktoyota.com |
Whaling City Motors | 475 Broad St., New London, CT 06320 | 860.443.8361 | www.mywhalingcity.com |
Auto Insurance
Your car’s most important accessory doesn’t come from your dealer.
None of your car’s accessories is more important than the insurance policy that covers it. With discounts for Charter Oak Federal Credit Union membership, the TruStage Auto & Home Insurance Program could save you money. Working with big-name companies we’ve carefully selected, you can expect top-notch service and solid value. It’s easy to get a quote and make the switch—even if you’re already covered with another company, you won’t lose a penny. Isn’t it time for car insurance the credit union way?
What is TruStage Insurance?
TruStageTM is insurance the credit union way. Our products and programs are made available through TruStage Insurance Agency and offered only to credit union members. Today, more than 15 million members rely on us for our products, programs, services, expertise and experience. With a commitment to dependability and a members-first philosophy, we help you protect what matters most.
TruStage™ Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. *Figure reflects average national savings for customers who switched to the TruStage Auto Insurance Program. Based on data collected between 9/1/2012 and 8/31/2013. Individual premiums and savings will vary.
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